| The rural financial linkage model mediated by specialized farmers’ cooperatives has become an important way to solve farmers’ financing difficulties, which takes agricultural industry chain as the axis, takes agricultural supply chain as the link, organically connects the main body of agricultural credit capital supply and demand. Meanwhile, perfect dynamic facilitation mechanism, operational mechanism and performance guarantee mechanism are formed. The rural financial linkage model not only effectively solves the problems of farmers’ insufficient collateral, asymmetric information between debtor and creditor in rural credit market, but also reduces transaction costs and supervision costs, improves timely repayment rates, and ensures sustainable development of rural credit market. In order to accelerate development of financial linkage model, government should strengthen support for specialized farmers’cooperatives, strengthen financial linkage capacity, and strive to solve farmers' demand for rural financial credit funds. |