论我国新型农村金融机构创新与发展

On the Innovation and Development of China's New Rural Financial Institutions

中文关键词: 新型农村金融机构  发展状况  发展路径  政策支持

英文关键词: new rural financial institutions  development status  innovation  development path  policysupport

中文摘要:

      在对长三角地区、京津冀地区及安徽、江西等省份大量调研的基础上，全面归纳总结新型农村金融机构的发展状况，重点分析各地新型农村金融机构在负债业务、资产业务和服务等各方面的创新，进而提出:新型农村金融机构应该走“错位”发展、创新发展和合作发展之路，政府应该在法律法规建设、征信体系建设和保障体系建设方面提供政策支持。

英文摘要:

      Based on a large number of investigations in the Yangtze River Delta economic zones, Beijing-Tianjin-Hebei regions, Anhui and Jiangxi provinces, this paper summarizes the development of new rural financial institutions, focusing on the analysis of the innovations of new rural financial institutions in debt business, asset business and services, then puts forward that the new rural financial institutions should take "dislocation" development and innovation. The government should provide policy support in the construction of laws and regulations, credit information system and security system.